Welcome! Thank you for choosing Accingo for your professional learning. Please read these terms and conditions of use ("Terms") carefully. These Terms are a binding agreement between you and Accingo LLC ("Accingo," "we," or "us"). These Terms govern your use of our website located at accingo.co, mobile applications, and all related services (collectively, the "Services").

PLEASE READ THESE TERMS CAREFULLY AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. These include various limitations and exclusions, and a dispute resolution clause that governs how disputes will be resolved. By using the Services, you are stating that you have read and understand, and agree to be bound by, these Terms (whether or not you confirm your agreement, such as by clicking "I Agree"). If you do not agree to these Terms, you are not permitted to use the Services.

Related Agreements and Policies

Privacy Policy. You agree that we may use any information we obtain about you in accordance with our Privacy Policy. These Terms incorporate by reference the terms and conditions of the Privacy Policy.

Single Sign-On. Where we allow single sign-on (SSO) for the Services, you acknowledge and agree that SSO may allow us to authenticate access through a third-party identity provider (such as Google, Microsoft, or Clever), and in such case the third party's terms and conditions may also apply to your access to the Services.

Additional Terms. Some Services or features may be subject to additional terms, which will be presented to you at the time you access those features. Those additional terms become part of this Agreement and will control in case of any conflict with these Terms with respect to the specific Services subject to those additional terms.

1. Access and Eligibility

No Children

The Services are intended exclusively for individuals 18 years of age or older. If you are under 18, you may not use the Services.

International Access

The Services are controlled and operated by us from our offices within the United States of America and are not intended to subject us to the laws or jurisdictions of any state, country, or territory other than the United States. If you access and use the Services outside the United States, you are responsible for complying with all applicable laws of the United States and all other international jurisdictions with respect to such access and use.

2. Account Registration and Security

To access certain features of the Services, you may be required to create an account by providing an email address or logging in using an SSO provider. You are responsible for:

• Maintaining the confidentiality of your account password
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account

You represent and warrant that all information you provide in connection with your account is accurate, current, and complete, and you agree to keep this information up to date.

If your account is created by your school or district administrator, that administrator may have the ability to access, control, or disable your account, and additional terms from your institution may apply.

3. Prohibited Uses

You agree not to use the Services or any content available through the Services:

• In violation of these Terms or any applicable law
• For any use other than your own personal professional development
• To transmit or display any material that is illegal, abusive, defamatory, discriminatory, obscene, harassing, or otherwise objectionable
• To transmit any unsolicited advertising, spam, or promotional materials
• To transmit any material that contains viruses, malware, or any other harmful code
• To impersonate any person or entity or misrepresent your affiliation
• To interfere with or disrupt the Services or servers or networks connected to the Services
• To upload, share, or discuss personally identifiable information about students
• To use automated systems (robots, spiders, scrapers) to access the Services
• To use the Services or any content to train artificial intelligence or machine learning models
• To reverse engineer, decompile, or attempt to extract source code
• To disparage or injure the reputation of Accingo or any of its partners, employees, or users

4. Accingo Content and Proprietary Rights

As between you and us, we own all content developed or acquired by us and made available through the Services ("Accingo Content"), including but not limited to learning modules, videos, articles, resources, assessments, software, designs, and logos. Accingo Content is protected under United States and international copyright laws and is subject to other intellectual property and proprietary rights and laws.

The "Accingo" name and logo, as well as certain other names, logos, and materials displayed in or through the Services, constitute trademarks, trade names, or service marks (collectively, the "Marks") of Accingo or other entities. You are not authorized to use any Accingo Content or the Marks other than as expressly provided in these Terms. You must abide by all copyright notices and restrictions and must not remove any trademark, copyright, or other proprietary notice from the Services or any Accingo Content.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services and Accingo Content for your personal professional development. This includes the right to view, download, and print resources marked as downloadable for your individual classroom use, provided you maintain all copyright and other notices. This license does not permit you to modify, distribute, publicly display, sell, or create derivative works from Accingo Content, or to use Accingo Content for any commercial purpose or in connection with developing AI models or competing products.

Certificates

Certificates of completion issued by Accingo remain our intellectual property. You may display and share certificates for professional development documentation, employment applications, and with licensing agencies, but you may not alter, modify, or falsify certificates. Certificates document your completion of professional learning but are not academic credits or degrees, may not be accepted by all institutions or licensing agencies, and do not guarantee salary advancement or license renewal. You are responsible for verifying acceptance with your employer or licensing agency.

5. Your Content

User-Generated Content

If you post comments, participate in forums, submit reflections or survey responses, upload materials, or otherwise submit content ("Your Content") to the Services, you grant us a nonexclusive, royalty-free, worldwide, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display Your Content in any media. We will not use identifiable information, such as your name, email address, or profile picture, in connection with Your Content, unless you give us permission.

You represent and warrant that:

• You own or otherwise control all necessary rights to Your Content
• Your Content is accurate
• Your Content does not violate these Terms or any applicable laws
• Your Content does not infringe any third-party rights
• Your Content does not contain personally identifiable information about students

You agree that you are solely responsible for Your Content and will indemnify Accingo and its affiliates, officers, directors, employees, and agents for all claims resulting from Your Content, including any breach of the foregoing representations and warranties.

Professional Learning Submissions

Additional terms apply to content and materials you submit to complete modules or earn certificates ("Your Submissions"). For example, we may involve third-party assessors to evaluate Your Submissions to determine if you have earned a certificate. You represent and warrant that:

• Your Submission is your own work
• Your Submission is accurate
• You will not upload, publish, or otherwise provide any student's personally identifiable information in Your Submissions
• Your Submission complies with all applicable policies

We may share information related to your earned certificates with your school or district upon their request (if allowed by your privacy settings), and we may use anonymized data from your activities to improve the Services or for research purposes.

Feedback

If Your Content includes any suggestions, ideas, or other feedback about the Services (your "Feedback"), you grant us all necessary rights to use your Feedback. You acknowledge and agree that we are free to use your Feedback with no obligation to you, though we are not obligated to use it. You acknowledge that we are not obligated to keep your Feedback confidential, and you represent that your Feedback is your original work.

Content Moderation

We have the right, but not the obligation, to monitor, edit, or remove any content from the Services. We may remove or refuse to post Your Content, suspend or terminate your access, disclose your identity to third parties claiming violations of their rights, or take legal action, all in our sole discretion. However, we cannot review all material before it is posted and cannot ensure prompt removal of objectionable material after posting. We assume no liability for any action or inaction regarding user content.

6. Third-Party Services

The Services may allow you to use third-party products and services (such as SSO providers, social networking features, or embedded content) and may contain links to third-party websites or resources (collectively, "Third-Party Services"). We are not responsible for any Third-Party Services. Your use of Third-Party Services is subject to the applicable third party's terms, conditions, and privacy policies. We do not endorse any Third-Party Services, their content, or any views expressed through Third-Party Services, nor are our Services endorsed by any Third-Party Services. We have no responsibility to you for any Third-Party Services.

7. Linking to the Services

If you wish to link to the Services, you may include a text link on any website you control, provided that you agree to remove the link at any time upon our request. You may not link to the Services in any way that:

• Alters the look, feel, or functionality of the Services
• Frames or mirrors any part of the Services
• Disparages the Services or Accingo or could injure our reputation

You may not use our logos, trademarks, or other proprietary materials in any link without our prior written permission.

8. Subscriptions and Payments

Fees and Payment

Certain features of the Services require payment of subscription fees. By purchasing a subscription, you agree to pay all applicable fees. You represent and warrant that the payment information you provide is accurate, that you are authorized to use the payment method, and that charges will be honored by your financial institution.

Automatic Renewal

Your subscription will automatically renew at the end of each billing period (monthly or annual) unless you cancel. By subscribing, you authorize us to charge your payment method on file at each renewal. We will provide notice before charging you for a renewal. You may cancel at any time through your account settings or by contacting the Accingo team, and cancellation takes effect at the end of your current billing period.

Price Changes

We may change subscription prices at any time. For existing subscribers, we will provide at least 30 days' advance notice of any price increase. Price changes take effect at your next renewal date. If you do not agree to a price increase, you may cancel before it takes effect.

9. Intellectual Property Infringement

We respect the intellectual property rights of others and have a policy of removing content that violates copyright, trademark, or other intellectual property laws. We may suspend or terminate access to the Services for users who violate intellectual property rights.

If you believe your copyright or other intellectual property right is being infringed by content on the Services, please provide written notice to:

Copyright Agent
Accingo LLC
[Address]
New Port Richey, FL 34652
Email: nikki@accingo.co

Your notice must include:

• Your physical or electronic signature
• Identification of the copyrighted work or other intellectual property claimed to be infringed
• Identification of the allegedly infringing material and its location on the Services
• Your contact information (address, telephone, email)
• A statement that you have a good faith belief that use of the material is not authorized
• A statement that the information in your notice is accurate
• A statement, under penalty of perjury (for copyright claims), that you are authorized to act on behalf of the owner

10. Disclaimers and Warranties

You understand and agree that use of the Services is at your sole risk. The Services are provided on an "as is" and "as available" basis. Accingo disclaims all representations and warranties of any kind, whether express, implied, or statutory, with respect to the Services, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

In particular, Accingo does not represent or warrant that:

• The Services will be uninterrupted, secure, or error-free
• Any information or content obtained through the Services will be accurate or reliable
• Any defects will be corrected
• The Services are free from viruses or other harmful components

While we strive to provide high-quality professional learning content, content is for informational purposes only and should not replace professional judgment, district policies, or legal requirements. We do not guarantee that certificates will be accepted by all institutions or licensing agencies for continuing education credit.

Some jurisdictions do not allow the exclusion of certain warranties. Accordingly, some of the above disclaimers may not apply to you. To the extent that we may not, as a matter of applicable law, disclaim any implied warranty or limit our liabilities, the scope and duration of such warranty and the extent of our liability will be the minimum permitted under applicable law.

11. Limitation of Liability

You understand and agree that to the extent permitted under applicable law, in no event will Accingo or its affiliates, officers, directors, employees, or agents be liable under any theory of liability (whether in contract, tort, statutory, or otherwise) for any direct, indirect, incidental, special, consequential, personal injury, punitive, or exemplary damages (even if such parties were advised of, knew of, or should have known of the possibility of such damages), including but not limited to damages arising from:

• Your use of or inability to use the Services
• Any content available through the Services
• Loss of profits, revenue, data, or business opportunities
• Cost of substitute services

Should Accingo be found to be liable to you or any third party notwithstanding the foregoing, such liability will not exceed the greater of $100.00 or the amount you paid to Accingo in the 12 months preceding the claim.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you. To the extent that we may not, as a matter of applicable law, limit our liabilities, the extent of our liability will be the minimum permitted under applicable law.

12. Indemnification

You agree to indemnify and hold harmless Accingo, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your violation of these Terms
• Your violation of any law or regulation
• Your violation of any third-party rights, including intellectual property or privacy rights
• Your Content
• Your use or misuse of the Services

Accingo reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of these claims.

13. Termination

We reserve the right to refuse service, remove or edit content, or terminate or suspend your access to all or part of the Services at any time, without notice, if you violate these Terms or engage in any conduct that we, in our sole discretion, believe is in violation of applicable law or is otherwise harmful to the interests of Accingo, any other user, or any third party.

You may terminate your account at any time through your account settings. Upon termination, your right to use the Services will immediately cease. Provisions of these Terms that by their nature should survive termination will survive, including ownership provisions, warranty disclaimers, indemnity obligations, and limitations of liability.

14. Dispute Resolution

Governing Law

These Terms and the relationship between you and Accingo will be governed by the laws of the State of Florida and the Federal Arbitration Act, without regard to conflict of law principles.

Arbitration

If any controversy or claim between you and Accingo arises out of your use of the Services or these Terms that is not resolved through direct discussions or mediation, the dispute shall be resolved by final and binding confidential arbitration before a single neutral arbitrator administered by the American Arbitration Association in accordance with its consumer arbitration rules (the "AAA Rules," available at www.adr.org) or, if the claims qualify, in small claims court.

In arbitration there is no judge or jury, and court review of an arbitration award may be limited. However, an arbitrator can award on an individual basis the same damages and relief as a court.

To begin an arbitration proceeding, the party bringing a claim must send a letter to the other party requesting arbitration that describes the claim. We will send any such letter to the address you have provided us. You must send any such letter to us at:

Accingo LLC
Attention: Legal Department
[Street Address]
New Port Richey, FL 34652

The AAA Rules for selection of an arbitrator shall be followed, except that the arbitrator shall be experienced and licensed to practice law in Florida. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.

We each agree that the statute of limitations for asserting any claims arising out of use of the Services or these Terms shall be a period of one year from your last use of the Services. We each agree that any and all disputes, claims, and causes of action arising out of or connected with these Terms or the Services shall be resolved individually, without resort to any form of class, consolidated, or representative action.

If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial. Notwithstanding the foregoing, either of us may bring suit in court to enjoin infringement or other misuse of confidential information or intellectual property rights.

15. Electronic Communications

When you use the Services or send emails to us, you are communicating with us electronically. You consent to receiving communications from us electronically, including via email or by posting notices on the Services. You agree that all agreements and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

In order to access electronic communications, you must have a computer or other internet-enabled device and a printer or data storage device if you wish to retain copies. If you wish to withdraw your consent to receive electronic communications, you must terminate your account and stop using the Services.

16. Modifications to These Terms

We may update or change any of the terms and conditions contained in these Terms at any time and in our sole discretion. We will notify you of material changes by posting on the Services or emailing you at the address you provided. If any modification is unacceptable to you, your only recourse is to terminate your use of the Services. Your continued use of the Services following our posting or emailing of a change notice or revised Terms will constitute your binding acceptance of the change.

17. General Provisions

Entire Agreement. These Terms, together with the Privacy Policy and any additional terms, constitute the entire and exclusive agreement between you and Accingo with respect to the Services, superseding any prior agreements or negotiations.

Severability. If any provision of these Terms is found by a court to be invalid, you nevertheless agree that the court should endeavor to give effect to our intentions as reflected in the provision, and that the other provisions of these Terms remain in full force and effect.

No Waiver. Our failure to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision.

Assignment. You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms to any affiliate, subsidiary, or successor entity without your consent.

Section Headings. The section titles in these Terms are for convenience only and have no legal or contractual effect.

18. Contact Us

If you have questions about these Terms, please contact us: nikki@accingo.co

By using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

Version: 1.0
Last Updated: 13 Oct, 2025